Mortgage Solutions
Buying
Our mortgage agents excel at negotiating rates, identifying the ideal mortgage that matches your requirements, and assisting you throughout the application process. Unlike banks, which are limited to their own offerings, mortgage agents can explore and connect you with various lenders, providing a broader range of options to choose from.
Renew
As your mortgage renewal date draws near, it’s the perfect opportunity to explore options and competitive rates available. Based on your current needs, you might consider consolidating high-interest debt into your mortgage, access your home equity or invest in a cottage or vacation property.
Refinance
Refinancing your mortgage has several benefits. These include lowering your monthly payments, decreasing the overall amount paid over the mortgage’s lifespan, and accessing home equity for purposes such as investing, undertaking renovations, or even assisting family.
Commercial Mortgage
A commercial mortgage is a long-term loan specifically intended for acquiring non-residential properties, primarily offered to companies or businesses rather than individuals. Additionally, it serves as a valuable source of business funding, allowing access to equity as the property value appreciates over time. This additional funding can fuel business growth by facilitating debt consolidation, acquiring new equipment, undertaking renovations, and expanding property investments.
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) grants you a pre-approved credit line with a set limit, which you can access and repay at your convenience. One of the most beneficial ways to utilize a HELOC is by enhancing an existing asset to generate wealth.
Preapprovals
This is a vital milestone in the home buying journey. Applying for a Preapproved Mortgage can provide guidance on your financial strategy, determine your eligible mortgage amount, down payment requirements, and estimate a realistic purchase price, enabling you to gain a comprehensive understanding of what you can afford.
Debt Consolidation
In today’s economy, debt poses a significant challenge for numerous Canadian households. Refinancing your current mortgage with a consolidation loan allows you to merge your debts into a single payment. This can be an excellent choice, especially if you have high-interest loans where you’re primarily paying the interest.
First Time Home Buyers
You have a downpayment saved up and are ready to stop paying rent. Maintain your focus on exploring properties within your approved price range. With a locked-in rate and no cost to you, you and your real estate agent will have a clear understanding of the amount you can comfortably afford, ensuring a seamless property search.
Reverse Mortgage
Unlike a typical mortgage where you make payments to a lender, a reverse mortgage works in reverse—it pays you. You gain the freedom to utilize the money as you wish and enjoy a comfortable retirement without the need to leave your home. A reverse mortgage offers a straightforward means of converting a portion of your valuable home equity into tax-free cash, without any ongoing payment obligations.
Investing
Investment properties, including smaller residential properties, cottages, and vacation homes, are within reach for many average Canadians. Real estate offers an opportunity to build long-term wealth. If you’re considering seriously growing your portfolio, explore real estate opportunities and leverage unique mortgage options to your advantage.
Flexible terms and affordable monthly payments.
Get quickly approved for a mortgage up to $999,999.99 within 24 hours!
Rates starting at 5.25%.